When shopping for a home warranty contract provider to cover your home, one of the questions you want to ask yourself is what plans home warranty providers are offering. Are they flexible enough? Can I pay for my home warranty contract in installments? What exactly do they cover in those plans that they have? You have so many questions because you want to have the best cover for your home at the most pocket-friendly price ever. You want to have peace that in the event of any failure of your covered home appliance or system, you are safe. That you only need to make one call and your problem on the covered item is resolved. This is the kind of peace you get when you work with Choice Home Warranty as your sole contract provides for your home warranty cover.
As your home warranty contract provider, Choice Home Warranty provides you with two great options to choose from. The first plan that we offer is the Basic plan and the other one is the Total plan. We also provide you with the option of going for the optional coverage where you pay an extra amount on top of either the basic home warranty plan or the total home warranty plan for any additional appliance or system in your home that is not covered under the two available options.
The basic home warranty plan generally covers the most crucial systems and appliances that you cannot do without in your home. This includes the plumbing systems, the heating systems, and the electrical systems. When it comes to appliances, the basic home warranty plan covers the plumbing stoppage, the water heater, whirlpool bathtub, the oven, range or stove, cooktop, garbage disposal, dishwasher, built-in microwave, ceiling and exhaust fans, ductwork and garage door openers. For this plan, you are required to pay a monthly fee of $33.33 US or an annual fee of $40.00 US for every contract year.
Under the optional coverage, Choice Home Warranty offers you the chance to add some extra amount for you to have the less common appliances in your home covered. These include pool or spa, septic tank systems, roof leaks, freezer and second refrigerator, well pump and central vacuum. When applying for the home warranty cover, your agent will help you to calculate the extra amount that you will be required to pay for the extra systems and appliances.
The Total Plan
Compared to the basic home warranty plan, the total home warranty plan has more to offer and of course at a slightly higher price. For this home warranty plan, Choice Home Warranty offers two options to facilitate the payment for your home warranty cover. You can opt to pay $450 US all at once for your annual home warranty cover if you have all the cash at ones. In the event that you cannot raise all the money at a go, Choice Home Warranty still has a solution for you so as to have your home covered at your pace. It offers you a flexible plan where you can pay for the home warranty cover per month. In this plan, you are required to pay $40.00 US per month for all the 12 months in the year. If you can afford to raise the whole amount at ones, it is highly recommended that you pay for your home warranty cover using he one annual installment. With this, you will be saving a clean $30.00 US. I mean, who would not want to save some money?
The total home warranty plan basically covers all the systems covered under the basic home warranty plan plus the air conditioning system. For the air conditioning, it need not exceed five tons and should be designed ideally to suite home use. It should be designed for residential purpose only for in to be covered by the choice home warranty under the total home warranty plan. All parts of the ducted electrical air conditioning and their components are covered on this plan. Gas air conditioners, electronic air cleaners, condenser casings and wall units that are not ducted are not covered. Other parts and components of the air conditioning system that are not covered include; humidifiers, chillers, equipment that are of commercial grade, cooling, condensing and pump pads that are on the exterior, water towers, all support systems, ay air conditioning that is not properly matched with the manufacturers requirements, costs involved in renting cranes, wrongly used metering equipment, leak detections, noise and water leakages.
In the event that you have more than one air conditioning system, the total home warranty package caters for only one of the systems. If you want all of them to be covered, you will have to put the extra ones under the optional coverage plan. Choice Home Warranty is also not responsible for any home repair that may arise as a result of repair or installation of a covered system or appliance.
When it comes to appliances, the choice home warranty covers clothes washer and dryer, the refrigerator, and all the other appliances covered under the basic home warranty plan. For the clothes washer, all parts are covered and their respective components. Noise, lint screens, doors and seals, hinges, balancing and leveling, any damage caused to the clothes and venting are however not covered. When it comes to the clothes washer, all the parts and their respective components are covered except for the noise, door and door seals, damage caused on clothing, hinges, soap dispensers, plastic tubs, and filter screens.
In order for the refrigerator to be covered, the choice home warranty requires it to be placed in the kitchen. All its part including the freezer units is covered. Racks, lighting& handles, shelves, ice makers and crushers, beverage dispensers, parts that are not essential to the refrigerator, doors and door seals, components that are related to internet and audio or visual connections, food spoilage, and glass are all not covered.
With this choice home warranty review of the total home warranty plan, you are in a better position to decide whether this is the right plan for you or not. I welcome you to take a look at the choice home warranty review of the basic plan so that you can make a well-informed decision when settling on a home plan with the Choice Home Warranty.